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Budget Insurance Agency Blog: homeowners

View the latest blog posts from Budget Insurance Agency.

Your homeowners insurance usually protects your home if hazards occur that cause unpreventable or unavoidable damage. Most people can’t tell when a storm will hit their property, so generally, if that storm does damage, then your policy might apply. However, you can’t make assumptions, because there are exceptions to every rule. READ MORE >>

When you buy a home, you might not buy a brand new home, or build one from scratch. Often, people buy homes built and lived in by others. They then bring the property up to their specifications. If you fall into the latter category, you’ll likely have fun updating and refurbishing your new space. READ MORE >>

Here in Georgia, we hear a lot about being part of the sunbelt. But, don't let that fool you. Our winters can be brutal. Severe winter weather, particularly ice and freezing rain, can beckon during this time of year. When it does, your security, even in your own home, could come under threat. READ MORE >>

Homeowners who take care of their property stand to enjoy lower home insurance rates. You can perform home maintenance projects in a DIY (do it yourself) fashion or hire a professional. However, it is important to note that if the repairs are faulty, your coverage might not apply. READ MORE >>

When you leave your home just to go to work or shopping. It is very important to follow these tips. Even if you get in the habit to start a few of them than this will help you tremendously. Some may not have any problems with burglary and some do, but the important part is to make sure your home is safe. READ MORE >>

Storing your belongings in an on-site or off-site storage facility may be essential. Perhaps you are in the middle of a move and need the extra room. You may be in need of storage for extra belongings or out-of-season gear. The Self Storage Association says about 10 percent of Americans use self-storage facilities. READ MORE >>

Are you knowledgeable about the coverage of your home insurance policy?Some property owners are not aware on what all is covered in their policy. Some policy holders make assumptions about using their home insurance on damages that occurred. This could possibly not be true. READ MORE >>

Most home insurance plans provide protection for your personal property, not just the value of your building. That means that you can get help if you’ve lost a valuable item or if something you own is damaged in a covered fire. READ MORE >>

If you are like most homeowners, you purchased your home insurance and then you didn’t think about it for a few years. Although you have coverage, it’s important to have an annual review with your insurance agent annually. READ MORE >>

Fire is one of the biggest risks to homes today. Fires can occur for various reasons. Your home's major systems, such as your heating and cooling systems, your appliances and even a simple candle that is left burning can set your home on fire. Unfortunately, many times these fires can become very large and spread very quickly. READ MORE >>

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