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Your small business needs insurance to protect your assets, both physical and financial. Insurance industry jargon is confusing. As you shop for a business insurance policy, you will see many new terms. Here are seven that are useful to know: 1. Primary Policy - This is the first policy that covers an incident. READ MORE >>

Buying a new home can be an exciting yet terrifying adventure. A home is a huge investment and there are many different aspects to consider, like the neighborhood, the house itself and the insurance. The insurance is possibly the most confusing part of the process and it’s easy to get frustrated and just sign up for whatever the agent suggests. READ MORE >>

Road transportation is the main method of transport in a country. Commercial trucks are among the most popular vehicles when it comes to road transportation for carrying raw materials, waste, and finished goods. Commercial trucks are much larger than most vehicles. READ MORE >>

When determining whether you need motorcycle insurance, a major factor in your decision should be the state in which you have registered your motorcycle. Laws in 47 states require that bikers carry insurance for their motorcycle. The only states that don't have this law are Florida, Washington, and Montana. READ MORE >>

If you have had your car for a number of years, it may not be quite as shiny and new as it was at one time. However, that doesn’t mean it’s any less essential to you for your daily needs—and it is still worth money, which is something you want to protect in the long-term. READ MORE >>

Does your business own, rent or lease any vehicles? Perhaps your employees make deliveries or transport people from place to place. Perhaps you groom dogs inside of a fleet of on-the-go vans. Perhaps you travel to perform tasks at people’s homes or various worksites. READ MORE >>

Commercial truckers must all carry certain types of insurance. There is a necessity to insure the truck for liabilities, physical damage, and damage to the cargo itself. However, any requirements by law usually are not quite adequate when it comes to the trucker’s full insurability. READ MORE >>

Your homeowners insurance usually protects your home if hazards occur that cause unpreventable or unavoidable damage. Most people can’t tell when a storm will hit their property, so generally, if that storm does damage, then your policy might apply. However, you can’t make assumptions, because there are exceptions to every rule. READ MORE >>

As a dump truck driver, you may haul anything from junk to the junk yard, to marketable commodities to construction sites and other properties. You have to protect your vehicle, the cargo, your business and yourself. That’s why you need trucking insurance. READ MORE >>

Motorcycles are still motor vehicles, like any other car. So, if you want to ride it on a public road, you have to follow the rules as much, if not more than, anyone else. If you don’t, the police might stop you, or worse, you might cause a wreck. In either case, the offense might have to go on your driving record. READ MORE >>

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