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Budget Insurance Agency Blog

View the latest blog posts from Budget Insurance Agency.

St. Patrick's Day is no longer just a day for Irish-Americans to honor or celebrate their heritage. Instead, it has become a day for many people to release their inner inhibitions and party hard. This partying usually results in countless numbers of drunk drivers on the road. READ MORE >>

Well, spring is almost here. 7 days to be exact, but hey who's counting? With spring comes spring break. College goers are taking a break from their studies. Families set aside their differences to enjoy a nice vacation together. Many people opt to rent a vehicle for spring break, especially when driving long over distances. READ MORE >>

Driving a truck is not the same thing as driving a car. Truckers have to use much more caution behind the wheel. They require specialized training and licensing. A myriad of regulations, procedures and laws govern trucking company and operator practices. READ MORE >>

Comprehensive coverage is often confused with collision. Even though each is an additional coverage in the event of can auto accident, both cover different events that cause damages to your vehicle. It's not the actual damage that determines if the loss will be a comprehensive or collision lost. READ MORE >>

There is nothing more exciting and fulfilling than paying that final installment on your car loan. Sigh. I can't wait until that day, but congratulations to those who have met that milestone in their lives. So now what? Will you insurance decrease now that you have paid off your car loan? Let's discuss. READ MORE >>

Many people don't understand the importance of deductibles. So, I am going to see if I can clarify it for you. The question that I get almost every day is "Will my rates be cheaper if I have a lower deductible?" Well, the answer is "Yes," but it is so much more than just have cheaper rates. READ MORE >>

How many of you out there have moved to a new home in a new area, contacted your insurance company to advise them of your new address, only to have them tell you your rates have increased? You cannot see me, but trust me when I say my hands are raised here. I have been on both the receiving and giving end of this bad news. READ MORE >>

 If anyone out there has ever held a yard or garage sale, you know how hard it is to put a price on your items. Question....How much you say your legs or even your chest hair was worth? I know. I know. It just got a little weird, but don't stop reading yet. It is not as weird as you may think. READ MORE >>

You might have a history of tickets, accidents, or other violations on the road. If you begin to accumulate charges, the authorities and your insurer will likely begin to think of you as a high-risk driver. However, there’s never a bad time to turn yourself around. READ MORE >>

You may wonder why do some people need a Power of Attorney. If your family member has a terminal illness and you they wanted you to be a beneficiary over your policy then of course you may have to get a power of attorney. Well there was a situation that happened to me the other day. READ MORE >>

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