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Best Trucking Insurance In Georgia
Truck Insurance for Drivers Throughout Georgia
With an ever-increasing population, Georgia is a hubbub of activity. While this provides great opportunity for business, it can also present a range of dangers to truckers and trucking companies alike. Even if you vet your drivers extensively, no one can predict an accident. It’s important to protect both your employees and the assets of the business.
Budget Insurance Agency works with business owners across industries to provide cheap truck insurance in Georgia. We’ll customize a trucking insurance policy for your business’ needs and budget. Connect with an insurance professional today at 478-788-9188 or fill out an online quote form now!
Minimum Trucking Insurance Requirements
Georgia has specific trucking insurance requirements. Requirements in Georgia depend on the cargo being transported and how far the vehicle is traveling.
- $300,000 total liability for household goods
- $750,000 total liability for general freight
- $1,000,000 total liability for oil transport
- $5,000,000 total liability for hazardous material
Remember, it’s recommended that you purchase high limits of insurance to cover any and all dangers that may face your vehicles and, in turn, your business. Basic liability insurance limits may not be enough to comprehensively protect your trucks.
What We Offer
Some trucking insurance coverages we offer include:
- Comprehensive Coverage: This coverage provides compensation for damage to the work vehicle due to fire, hail, falling objects, wind, theft, vandalism and more.
- Collision Coverage: This coverage provides compensation for damage to the vehicle due to a collision with another vehicle or object.
- Liability: Liability insurance covers bodily injury and property damage the insured driver may cause someone else while operating the insured vehicle.
- Medical Payments: Medical payments covers the medical expenses of the driver and their passengers, no matter who caused the accident.
- Uninsured/Underinsured Motorist: This coverage covers damages caused by an uninsured driver in an accident.
Cover Your Truck Today
A large asset to businesses is trucks and the cargo they transfer. Insure your company’s work vehicles and other assets with Budget Insurance Agency today.
Trucking Insurance Frequently Asked Questions
How Far Can Auto Insurance Go Back?
Auto insurance agencies typically look 5 years in the past of your driving record and up to ten years for your credit.
How Much is Trucking Insurance?
The average cost of trucking insurance in Georgia is about $8,500 to $14,000 a year per vehicle.
What are Some Types of Trucking Insurance?
The extra insurance coverages available for trucking insurance include:
- Bobtail Insurance: Bobtail insurance covers the bobtail of the truck when a trailer is not attached.
- Cargo Insurance: Cargo insurance covers cargo from damage or loss.
- Guest Passenger Liability: Guest passenger liability can cover damages caused by a permissible driver while operating the insured vehicle.
Why is Commercial Truck Insurance So Expensive?
Commercial trucking insurance premiums depend on many factors, including
How Can I Compare Auto Insurance Quotes?
At Budget Insurance Agency, we do the hard work for you by comparing prices among top competitors in your area! Just fill out an online quote form today.