Florida is a no fault state- No fault means that if you get injured in a car accident then you would have to have your insurance company compensate you for your injuries. It does not matter who is at fault you just have to file the matter against your insurance company first. If you are adamant about filing a suit against the person who is at fault of the accident then you can file a liability claim with the other drivers insurer or a personal injury lawsuit. Make sure you have an accident report first to be clear about who is at fault before filing a suit. If you can take pictures of your vehicle and of the person's vehicle if possible just in case you need to send them to the company.
Statute of Limitation
Florida's statute of limitations gives a person up to 4 years to file a lawsuit against any traffic accidents (Florida Statutes Title 8, Ch. 95, Sec. 95.11). Please remember that you cannot file a lawsuit unless your claim gives a qualification under the state " serious injury" situation. If the claim does qualify then you have four years to file a lawsuit beginning the day of the accident. Be sure to always right down every detail just in case that you need to tell it to the police again. Florida requires that drivers has a certain amount of insurance .
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