478-788-9188 |  855-218-6308 ☰ ˟
Logo
Local – 478-788-9188 Toll Free – 855-218-6308
  • Home
  • Get A Quote
    • Auto Insurance Quote
    • Commercial Auto Insurance Quote
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Motorcycle Insurance Quote
    • Truckers Quote
  • Customer Service
    • Request ID Card for Auto Policy
    • Request Declaration and Coverages Page for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
    • Request ID Card for Commercial Auto Policy
    • Request Declaration and Coverages Page for Commercial Auto Policy
    • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
    • Request ID Card for Motorcycle Policy
    • Request Declaration and Coverages Page for Motorcycle Policy
  • Coverages
    • Auto & Home
    • Business & Commercial
    • Automobile
    • Homeowners
    • Renters
    • Truckers
    • LocationsImage of right arrow
      • Georgia Auto Insurance
      • Texas Auto Insurance - Budget Insurance Agency
      • Tennessee Auto Insurance - Budget Insurance Agency
      • South Carolina Car Insurance - Budget Insurance Agency
      • California Car Insurance - Budget Insurance Agency
      • Affordable Virginia Car Insurance - Budget Insurance Agency
      • Cheap Florida Car Insurance
  • Blog
  • Payments
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
  • About
    • About Us
    • Testimonials
    • Location Map
    • Employee Directory
    • Partners Page
    • Privacy Policy
  • Areas Served
    • States Summary
    • Alabama
    • Arizona
    • California
    • Florida
    • Georgia
    • Indiana
    • Nebraska
    • North Carolina
    • Mississippi
    • Missouri
    • Tennessee
    • Texas
    • South Carolina
    • Virginia
    • Macon
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > What Is Hazmat Truck Insurance?
MONDAY, DECEMBER 26, 2022

What Is Hazmat Truck Insurance?

Hazmat Trucking InsuranceWhich vehicles are some of the most dangerous on the road? Vehicles that carry waste products or hazardous materials are high-risk vehicles for many reasons. 

Hazmat trucking insurance provides company owners with extensive protections against these high-risk trucks. Without it, a single accident, spill or collision can lead to significant loss. It may even lead to fatalities. 

Any company operating a vehicle containing hazardous material needs this type of trucking insurance. It does not matter if you operate a single truck or a fleet of them. Protection is essential.

What Type of Coverage Does a Hazmat Vehicle Need?

Moving hazardous materials is regulated by most states as well as the federal government. These laws define how such material can move across highways. The laws also define specific standards that all trucking companies need to maintain. In some cases, you may have specific insurance requirements as well.

Most of the time, insurance for these vehicles needs to offer comprehensive liability coverage. Some states require trucks to have $1,000,000 to as much as $5,000,000 in liability insurance. This high value helps cover the cost of cleanup and loss that a single spill can lead to. This is especially true when environmental damage occurs.

Trucking insurance should offer complete coverage. This may include:

  • Pollution liability. This is a type of policy to cover cleanup expenses including the discharge of pollutants. This is at the heart of any hazmat insurance plan.
  • Excess liability. This provides as much as $50,000,000 of additional liability insurance to cover such losses.
  • Hazmat hauler’s general liability. This coverage is a more basic level of liability coverage. It provides for claims such as wrongful delivery or other non-trucking related claims.
  • Loading and unloading. This covers the cargo when you move it from a truck to another area.
  • Collision coverage. This provides compensation for losses related to the truck itself when a collision occurs.

Trucking insurance should also include comprehensive protection for the truck, loan or lease gap, downtime, and medical payments coverage. 

For hazmat trucking insurance, invest in a quality, high-value policy whenever possible. This is the only way to safeguard against a single accident. Your truck can easily slip on ice, hit another vehicle, and cause a major environmental mess. 

Without insurance, your company may have to foot the bill for that cleanup. Budget Insurance Agency, Inc. can help you find policies to protect your business in case of unfortunate accidents.

We’ve got you covered on the road.

Budget Insurance Agency, Inc.

Here When You Need Us

Don’t hesitate to get a trucking insurance quote on a personalized Budget Commercial Trucking Insurance Quote in Macon, Georgia right now! Contact us at 855-218-6308 or request an online quote right now!

Get an trucking quote in Atlanta Georgia

Posted 1:00 PM

Tags: insurance, hazmat truck insurance, truck insurance, georgia, hazardous materials
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • insurance(119)
  • georgia(82)
  • car insurance(65)
  • auto insurance(41)
  • atlanta(34)
  • macon(26)
  • trucking insurance(25)
  • florida(22)
  • home insurance(22)
  • south carolina(15)
  • texas(15)
  • tennessee(14)
  • motorcycle insurance(13)
  • ga(12)
  • homeowners(12)
  • commercial insurance(11)
  • safety tips(10)
  • houston(9)
  • miami(9)
  • augusta(8)
  • savannah(7)
  • budget insurance(7)
  • vacation(7)
  • truck insurance(6)
  • commercial auto insurance(6)
  • safety(6)
  • business owners(6)
  • contest(5)
  • cheap car insurance(5)
  • business insurance(5)
  • auto(5)
  • alabama(5)
  • low rates(4)
  • tampa(4)
  • facebook contest(4)
  • chattanooga(4)
  • comprehensive(4)
  • jacksonville(4)
  • homeowners insurance(4)
  • oneal and associates(4)
  • cheaper car insurance(4)
  • dump truck(4)
  • cargo insurance(3)
  • photo contest(3)
  • general liability insurance(3)
  • business(3)
  • uninsured(3)
  • underinsured(3)
  • charleston(3)
  • halloween contest(2)

View Mobile Version
logo, company name
Carrier
Carrier
graphical user interface
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
Mailing Address: 4885 Riverside Dr. suite 100 Macon, Ga. 31210
Local Phone: 478-788-9188 | Toll Free: 855-218-6308
Social Social Social Social
Logo

Powered by Insurance Website Builder