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Home > Blog > What are the things covered by homeowners insurance?
THURSDAY, JANUARY 19, 2023

What are the things covered by homeowners insurance?

House

Homeowners insurance typically covers damage to your home, other structures on your property, and personal belongings. It also covers personal liability in the event someone is injured on your property. 

Home insurance policy is very important to have especially if accidents occur. This policy can help repair any damages and the situations that have you in a bind. Here are the following that will assist you.

1. If you lose or misplace your house keys then your homeowners insurance should pay for the locks you may have to replace.
2. If lightning strikes your home and causes some major damage then of course your homeowners insurance will cover the damages.
3. If your valuables are stolen from your home lets say for example a family heir loom and a few pieces were missing  then of course your homeowners in
4. Lets say an old tree fell on your neighbors house then of course your homeowners insurance will take care of the damages and even a hospital bill if needed.
5.If someone throws a rock at your window then your home insurance will cover it or if you know whoever committed the crime well you can file a report.

Additional coverage may include protection against floods, theft, and earthquakes. As always, it is important to read your policy for full coverage details.

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Posted 12:30 PM

Tags: dickson, tennessee, homeowner insurance, home insurance
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