If you own a trucking company, you transport thousands of pounds of product every year. In most cases, your products get from one location to the next without any level of concern. That's a good thing. However, mistakes are made by drivers and in other cases, accidents occur due to no fault of your driver at all. When something does occur, though, not only do you have to worry about getting your truck off the road, getting your driver's medical care taken care of and dealing with the liability risks, but you also have to face a potentially expensive clean-up operation. The good thing is your trucking insurance can help you.
Check Your Insurance Policy
If you carry fuel or oil, the risks are higher. Not only are these materials harder to clean up, but they can lead to an environmental disaster especially if the material gets into waterways. Be sure that your trucking insurance provider fully understands the type of material you carry so that your policy is tailored to manage these types of cleanups.
If and when an accident occurs, the insurance company needs to be notified right away. In some cases, emergency response teams will arrive on the scene to help minimize the risks and help with cleanup operations. However, the EPA in nearly all cases has very specific rules and requirements that must be followed. Your insurance company will help coordinate the cleanup efforts to ensure there is no risk in EPA regulation mistakes, which could make the event even more costly.
Pollution liability policies, a type of trucking insurance generally will cover claims like this. This type of coverage will pay for the cleanup costs associated with the fuel or oil spill along with the disposal of the contaminated product. It may also pay for any additional liability risks associated with injury or damage to the environment or to other people. Be sure your trucking insurance provider has this level and amount of protection in place for your fuel and oil trucks.
Need to review your coverage? Call Budget Insurance Agency at (478) 788-9188 for more information on commercial truck insurance Georgia.