Auto insurance may cover a stolen car, depending on the type of coverage you have. Comprehensive coverage typically includes theft and other types of losses as part of the policy. It's important to review your policy and speak with your insurance provider to determine if your car is covered in the event of theft.
Here are the first things you should do when your car is missing:
1. Make sure your car has been stolen - There is a lot of people who think that their car has been stolen when really they may have parked in a place that they were not supposed to or they park in a different area. I know you may be panicking at the moment but its important to calm down and breath and think things through. Your car could have possibly been towed and if that happens then you would have to call the impound to see how to receive your back.
2. Call the police - If your car has been stolen its important to call the police. When you call the police should arrive as soon as possible and then they will have you to file a police report. If you have a tracking device be sure to let the police know so they can write that down as well. When the police gets the report written up then its important to keep a copy for yourself to file an insurance claim.
3.Call your insurance company - It is very important to call your insurance company to report your car stolen. They will have to go through a process to make sure there is nothing fraudulent occurring. When they have gone through that process then of course they will go through a process to file paper work for your stolen vehicle.
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