Trucking insurance is something you probably have. After all, liability is required and you value your truck, which is your key to staying employed. So, it's likely that you've insured your truck this 2022.
But what about the cargo you carry? Is the cargo adequately protected? If you don't have cargo insurance, here is why you need to get it.
Cargo insurance will cover the cost of the cargo if it is lost or damaged due to:
- A fire that destroys the cargo, or related smoke damage
- A collision that causes the cargo to bounce around and be damaged, or to spill out of the truck and be damaged
- A theft of cargo
Depending on your trucking insurance policy, your cargo may also be covered in the following situations:
- Coverage if the cargo is accidentally dumped on a roadway or waterway, which results in cleanup/wreckage removal expenses
- Coverage to pay the expenses of cleaning up pollutants the cargo might have released after being dumped
As you can see, cargo insurance can cover the actual cargo and the cleanup if something goes awry. However, there is one more reason to get cargo insurance.
If your cargo is damaged due to an accident or dumping on a highway or waterway, there is a chance you might be sued for not delivering a load on time. Cargo insurance has you covered! Cargo insurance can pay for legal expenses due to not delivering the load on time because of a similar incident.
With all the reasons above, how can you not have cargo insurance? So, call an independent insurance agent today and let's get you covered.
Protect both your trucks and the cargo they carry.
Budget Insurance Agency, Inc.
Here When You Need Us
Don’t hesitate to get a trucking insurance quote on a personalized Budget Trucking Insurance Quote right now! Contact us at 855-218-6308 or request an online quote right now!
