Local: 478-788-9188 Tollfree: 855-218-6308
Save Some Green In 2018

Auto Insurance
Get an auto insurance quote today. Save now. Lines of Business Save Now Auto Home Business Motorcycle Trucking

MotorcycleIt's time to get your bike out of the garage and onto the road. Whether you ride all the time or just when the weather is good, one of the first steps to take before you get out there is to ensure your bike has enough of the right type of coverage on it. Motorcycle insurance is necessary to keep your investment safe while you are on the road. Many people wonder, though, how much insurance do you really need for your motorcycle?

Liability Insurance

The first step in nearly all cases is to make sure you have the state required insurance. Most states have a requirement for liability insurance. This type of coverage protects other people if you are responsible for an incident that leaves another person injured or leads to property loss. It is important to check with your insurance company or state to determine what type of liability insurance is required under your state's laws. Also, note that this type and amount of coverage is rarely enough. You may need additional liability insurance above and beyond that amount. Georgia's motorcycle insurance requirement:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury to two or more people
  • $25,000 per accident for property damage
Protecting the Value of Your Motorcycle

Liability insurance does nothing to protect your bike from damage to it. Rather, it is up to you to choose a comprehensive insurance policy that minimizes these risks. Take into consideration all risks present including theft, vandalism, collision coverage, and weather events.

While considering this, think about the value of your bike. If it was totaled in an accident, what would be enough money to purchase a new bike? Replacement cost insurance or actual value insurance are two options to consider. Replacement cost will be more expensive, but it will help you to replace your bike. Actual value will only give you the fair market value of your bike. In all cases, your motorcycle property insurance should be at least enough to recoup your investment.

Take a closer look at your motorcycle insurance plan. Does it provide enough protection to help safeguard you against loss? The right combination of features and policy limits will help you keep your bike safe and your finances in order should an incident occur.

Is your bike covered? Call Budget Insurance Agency at (478) 788-9188 for more information on motorcycle insurance Savannah, GA.

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive

View Mobile Version
Map of States we insure
ProgressiveAssurance America CorporationCNAAlfa InsuranceInfinityDairyland Auto


Site Links
States We Serve
Get In Touch with Budget Insurance Agency
Facebook Twitter LinkedIn Google Maps
Quote & Buy
Customer Service
Pay Bill
South Carolina
Mailing Address
2357 Pio Nono Ave MaconGA 31206
Contact Us
Local Phone: 478-788-9188
Toll Free: 855-218-6308
Fax: 478-784-2385
Copyright © All rights reserved.
Powered by Insurance Website Builder