478-788-9188 |  855-218-6308 ☰ ˟
Logo
Local – 478-788-9188 Toll Free – 855-218-6308
  • Home
  • Get A Quote
    • Auto Insurance Quote
    • Commercial Auto Insurance Quote
    • Homeowners Insurance Quote
    • Manufactured Home Quote
    • Motorcycle Insurance Quote
    • Truckers Quote
  • Customer Service
    • Request ID Card for Auto Policy
    • Request Declaration and Coverages Page for Auto Policy
    • Send Declaration and Coverages Information to Lien Holder
    • Request ID Card for Commercial Auto Policy
    • Request Declaration and Coverages Page for Commercial Auto Policy
    • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
    • Request ID Card for Motorcycle Policy
    • Request Declaration and Coverages Page for Motorcycle Policy
  • Coverages
    • Auto & Home
    • Business & Commercial
    • Automobile
    • Homeowners
    • Renters
    • Truckers
    • LocationsImage of right arrow
      • Georgia Auto Insurance
      • Texas Auto Insurance - Budget Insurance Agency
      • Tennessee Auto Insurance - Budget Insurance Agency
      • South Carolina Car Insurance - Budget Insurance Agency
      • California Car Insurance - Budget Insurance Agency
      • Affordable Virginia Car Insurance - Budget Insurance Agency
      • Cheap Florida Car Insurance
  • Blog
  • Payments
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Insurance Glossary
  • About
    • About Us
    • Testimonials
    • Location Map
    • Employee Directory
    • Partners Page
    • Privacy Policy
  • Areas Served
    • States Summary
    • Alabama
    • Arizona
    • California
    • Florida
    • Georgia
    • Indiana
    • Nebraska
    • North Carolina
    • Mississippi
    • Missouri
    • Tennessee
    • Texas
    • South Carolina
    • Virginia
    • Macon
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Blog > Home-Based Businesses and Insurance
WEDNESDAY, JANUARY 14, 2015

Home-Based Businesses and Insurance

Lady working on computerDoes working in pajamas from the comfort of your home’s living room sound appealing to you? You’re not alone! In fact, about three out of every ten homeowners operates a home-based business and enjoys the luxuries that you may be yearning for. Ready to take the plunge and start your own home-based business? First you need to know how to protect your assets and financials.

As your own boss and a business owner, it’s your responsibility to ensure the protection of your livelihood. You may think that your computer, printer, phone system, filing cabinets and additional business assets are protected by your home insurance since they are situated in your house. However, most standard home insurance policies will only cover up to $2,500 worth of business property. But that sum doesn’t travel very far if a fire tears through your home office, destroying electronics and critical files.

Don’t make the mistake of operating underinsured. There are simple, affordable solutions to cover your business’ interests. In fact, it could be as simple as adding an endorsement onto your home insurance policy, which usually provides business property coverage up to $5,000. This is an ideal solution for very small businesses with few physical assets.

If that isn’t enough coverage, ask your independent insurance agent about an in-home business insurance policy. This coverage is sold separately from your home insurance, but it offers business property coverage up to $10,000, along with liability coverage.

If you run a home-based business that also involves a storefront or some other location, you may consider a business owner’s policy for more flexible and comprehensive coverage.

Which coverage is right for your home-based business?

We’ll help you find the best coverage solution. Call Budget Insurance Agency at 478-788-9188 for more information on Macon business insurance.

Posted 7:22 PM

Tags: insurance, homeowners, home based business, business insurance, macon, georgia
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • insurance(119)
  • georgia(82)
  • car insurance(65)
  • auto insurance(41)
  • atlanta(34)
  • macon(26)
  • trucking insurance(25)
  • florida(22)
  • home insurance(22)
  • south carolina(15)
  • texas(15)
  • tennessee(14)
  • motorcycle insurance(13)
  • ga(12)
  • homeowners(12)
  • commercial insurance(11)
  • safety tips(10)
  • houston(9)
  • miami(9)
  • augusta(8)
  • savannah(7)
  • budget insurance(7)
  • vacation(7)
  • truck insurance(6)
  • commercial auto insurance(6)
  • safety(6)
  • business owners(6)
  • contest(5)
  • cheap car insurance(5)
  • business insurance(5)
  • auto(5)
  • alabama(5)
  • low rates(4)
  • tampa(4)
  • facebook contest(4)
  • chattanooga(4)
  • comprehensive(4)
  • jacksonville(4)
  • homeowners insurance(4)
  • oneal and associates(4)
  • cheaper car insurance(4)
  • dump truck(4)
  • cargo insurance(3)
  • photo contest(3)
  • general liability insurance(3)
  • business(3)
  • uninsured(3)
  • underinsured(3)
  • charleston(3)
  • halloween contest(2)

View Mobile Version
logo, company name
Carrier
Carrier
graphical user interface
Carrier
Carrier
Carrier
Carrier
Carrier
Home| Get A Quote| Customer Service| Blog| About Us| Contact
Mailing Address: 4885 Riverside Dr. suite 100 Macon, Ga. 31210
Local Phone: 478-788-9188 | Toll Free: 855-218-6308
Social Social Social Social
Logo

Powered by Insurance Website Builder