Does Car Insurance Follow the Car or the Driver?
Let’s say your best friend asks to borrow your car for a quick grocery run. Seems harmless enough, right? But what if they get into an accident? Who’s on the hook for the damage — you, your friend, or your insurance company? It’s a scenario I hear about all the time as someone who writes about auto insurance for a living. And I get it — the world of car insurance can feel like a tangled web of fine print, disclaimers, and “it depends” answers. But today, we’re going to clear up one of the most ...