Your personal property- Did you have your personal property stolen? Was it something of value? Many renters policies will cover the personal items that have been stolen. You may have to show some type of proof of ownership if a claim is needed to be filed. Make sure you save your receipts and take photos of your valuables in order to make a report.
Medical payments- Do you have that friend who is always clowning around? Sometimes things happen but with certain incidents you can be at fault for. Let just say your friend was running around your apartment and he fell and broke his arm. Then you are liable for the incident that occurred. Your renters insurance will more than likely cover the incidents that occurred.
Items in your dorm- If you may know renters insurance can be used if someone is going to college. The items inside your dorm room will more than likely be covered . If someone still yoour smartphone from your room then renters or even home owners insurance will cover it.
Items in your car- Auto insurance will protect vehicle. Sometimes unfortunate events happen to where someone could still something out of your car. You will be covered even if you are not parked at your own home.
Temporary stay- Accidents happen every time. Let say for example if a fire was started at your apartment. Well of course there would have to be an investigation. Your landlord would have to make some repairs. The most important part to know is where are you going to stay? If you have renters insurance then of course that would take care of your living expenses. If you are not at fault then you may have to relocate just until the repairs are finished.
If you need a quote for Tennessee click here or call 478-788-9188