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I know it is so exciting when you have just gotten married. You have that feeling that you never had before in which you start to be in love. When reality settles in and you have to make decisions about the important stuff for example car insurance things can get very difficult.

How can marriage affect your car insurance? When having to add up the rate car insurance companies have to consider many things which include the make and model of the car, how often the car is driven, the state it is registered in, and the risk of the driver. When the couple is on the same policy you will notice the rates get lower. The reason being is that couples are highly likely to not get into an accident than someone who is single.

Make sure you compare the driving records- Before you and your husband get on a driving record with each other make sure you compare the driving history with each other. If one or the other has numerous amount of tickets it could exclude the other spouse of the amount of discounts they could have received if they were to went by themselves. Married couples may also qualify for a discount if they were to get insurance in bundles. That means if you get home insurance, renters insurance, or life insurance with the same company then they may give you a discount. Be sure to look into everything before going on a plan together understand the pros and cons before saying "I do" to being on the same policy.

If you need a quote for Tennessee click here or call 478-788-9188.

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